Insurance carriers are rejecting claims and dropping coverage for businesses that lack proper security controls. We implement every technical requirement your underwriter demands — MFA, EDR, backups, and incident response documentation — so you stay insured and protected.
Cyber insurance carriers have fundamentally changed their underwriting requirements. Basic antivirus and a firewall no longer qualify. Carriers now demand verified multi-factor authentication, endpoint detection and response (EDR), immutable backups, and documented incident response plans before they will approve applications, renew policies, or pay claims.
We reverse-engineer your carrier's specific requirements and build a compliance roadmap that addresses every gap. No guesswork, no generic checklists — we target exactly what your underwriter needs to see.
| Risk Factor | Compliant (Controls Active) | Non-Compliant (Gaps Exist) |
|---|---|---|
| Insurance Premiums | Lower (10–30% savings) | Higher premiums or denied coverage |
| Claim Approval Rate | High — documented evidence available | Low — carriers deny undocumented claims |
| Coverage Scope | Full coverage including cyber extortion | Limited coverage, higher deductibles |
| Breach Recovery Time | Hours to days (tested DR plan) | Weeks to months (no recovery plan) |
| Regulatory Fines Risk | Minimal (controls demonstrate due diligence) | Significant (negligence argument) |
| Business Reputation | Protected (rapid incident response) | Damaged (prolonged exposure and notification delays) |
Do not wait for a claim denial to discover your security gaps. Our team implements every control your carrier requires and prepares audit-ready documentation.
