- 2368 Maritime Dr Unit 250, Elk Grove, CA 95758, United States
- Mon – Fri: 7:00AM – 7:00PM
- contactus@bpsemail.com
- (916) 525 8324
Can your technology carry you through the next cyber incident?
Often, business owners don't realize their IT infrastructure is jeopardizing their insurance coverage until something goes wrong—like when a claim is denied, premiums skyrocket, or coverage is dropped entirely.
Get Your Free AssessmentCyber insurance carriers are getting stricter about who they cover and what they require. If your IT strategy shows any of these warning signs, you could face denied coverage, higher premiums, or rejected claims when you need protection most.
Single passwords aren't enough anymore. If you don't have MFA deployed across all user accounts and admin access, insurers consider you high-risk. This is now a non-negotiable requirement for most cyber insurance policies.
Are your backups tested regularly? Are they encrypted and stored off-site? If an incident happens and you can't prove you have reliable, tested backups, your claim could be denied. Poor disaster recovery planning puts your coverage at serious risk.
Traditional antivirus isn't enough. Insurers now require Endpoint Detection and Response (EDR) solutions that can detect and stop advanced threats. If your systems aren't protected with modern security tools, you won't qualify for coverage.
Business email compromise is one of the top claims. Without advanced email filtering to prevent phishing attacks and malicious links, insurers see you as vulnerable. This gap alone can disqualify you or dramatically increase premiums.
Are your systems and software regularly updated? Unpatched vulnerabilities are a hacker's playground. If you can't document routine patch management, insurers will question your security posture and may deny coverage.
When a breach happens, do you know what to do? Without a documented incident response plan with defined roles and procedures, you'll struggle to contain damage—and insurers know it. This is a critical requirement for coverage.
Your employees are your first line of defense. If you're not providing regular security awareness training on recognizing phishing, social engineering, and reporting threats, insurers see you as high-risk and unprepared.
Who has access to what data and systems? Without proper privileged access management, regular user reviews, and the principle of least privilege, you're vulnerable to insider threats and credential compromises that void coverage.
If your network isn't properly segmented and your firewall configuration is weak, a single breach can compromise your entire infrastructure. Insurers require proper network architecture to limit the impact of attacks.
If you only fix things when they break instead of proactively managing your IT, you're always one step behind threats. Insurers want to see continuous monitoring, maintenance, and documentation—not emergency repairs.
These aren't just IT best practices—they're insurance requirements. Business PC Support helps Sacramento businesses transform risky IT strategies into insurance-ready infrastructure that's reliable, secure, and built for coverage.
Cyber insurance isn't just about paying premiums—it's about proving you've done the work to protect your business. Most policies now require verification that proper security controls are in place before, during, and after an incident.
Insurers now require specific security controls before issuing policies. Without proper IT infrastructure, you may be denied coverage entirely or face premiums 2-3x higher than businesses with strong security.
From MFA and encrypted backups to EDR and response plans, we help you implement and document the controls insurers demand—not just at application time, but throughout your policy term.
Even if you get coverage, poor IT practices can lead to denied claims when you need them most. We ensure you maintain compliance so your insurance works when disaster strikes.
When an incident occurs, proper IT preparation means faster restoration, less downtime, and lower overall costs. This not only saves your business—it keeps your premiums stable.
As Sacramento's trusted MSP, we bridge the gap between your IT infrastructure and insurance requirements. We don't sell insurance—we make sure you can get it, keep it, and use it.
Advanced threat protection and security monitoring
Ensure business continuity with tested backup solutions
24/7 proactive monitoring and maintenance
Secure, scalable cloud infrastructure
Strategic technology planning and guidance
Proper network segmentation and firewall configuration
Comprehensive IT support for Sacramento businesses
Identify gaps in your insurance readiness
We stay current on evolving insurer requirements and proactively ensure your IT infrastructure meets these standards—before you apply and throughout your policy term.
Our clients successfully secure and maintain cyber insurance coverage while reducing their overall risk exposure and avoiding the costly consequences of denied claims.
As a local MSP based in Elk Grove, we provide personalized support when you need it—not a distant help desk. We understand the unique challenges facing Sacramento area businesses.